Finance Guide
The "Chai-Sutta" Wealth Filter: How Small Habits Build Fortunes
03 May, 2026
8 min read
By Admin
Have you ever calculated how much your daily tea and cigarette habit costs you over 10 years? The results might shock you. We call this the "Chai-Sutta" wealth filter.
The Math of Small Expenses
If you spend ₹100 daily on chai and sutta, that is ₹3,000 a month. If invested in a mutual fund with 12% returns, this amount grows to over ₹7 Lakhs in 10 years!
Plan Your Future
Our unique Chai-Sutta SIP Calculator helps you visualize exactly how much wealth you are "smoking away" and how to redirect it into your retirement fund.